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PM Kisan Samman Nidhi: The “Pradhan Mantri Kisan Samman Nidhi” (PM-KISAN) scheme is a flagship initiative by the Government of India aimed at providing direct financial support to small and marginal farmers across the country. Launched on 1st December 2018, this scheme has been a game-changer for millions of farmers, helping them meet their agricultural and household needs.
The scheme primarily focuses on providing income support to farmers, ensuring they have the financial stability required to sustain their livelihood. Below is an in-depth overview of the PM-Kisan Samman Nidhi, highlighting its benefits, eligibility criteria, how to apply, and the overall impact it has had on farmers’ lives.
What is PM Kisan Samman Nidhi?
PM-KISAN is a 100% central sector scheme, funded entirely by the Government of India. Under this scheme, income support of ₹6,000 per year is provided to small and marginal farmers. This amount is transferred in three equal installments of ₹2,000 directly into the bank accounts of beneficiaries every four months. This direct income support helps farmers manage essential expenses for their farms, such as buying seeds, fertilizers, and equipment, and maintaining their daily household needs.
Key Objectives of the PM Kisan Scheme:
- Income Support: The primary objective is to provide income support to farmers so that they can procure essential agricultural inputs and meet their household expenses.
- Poverty Alleviation: The scheme aims to reduce the financial burden on small and marginal farmers, helping them escape the vicious cycle of poverty.
- Improving Agricultural Output: With financial assistance, farmers can invest in better seeds, fertilizers, and technology, ultimately improving the yield and productivity of their land.
- Reduction in Debt: The scheme seeks to reduce the dependency of farmers on loans, especially from informal sources like moneylenders, which often lead to a debt trap.
Who is Eligible for PM-KISAN?
To benefit from the scheme, farmers must meet specific criteria. Here’s a list of eligibility conditions:
| Eligibility Criteria | Details |
|---|---|
| Farmer Category | Small and marginal farmers owning up to 2 hectares of land. |
| Age Limit | No specific age limit for farmers. |
| Income Support | ₹6,000 per year in three installments, directly into bank accounts. |
| Land Ownership | Farmers must own cultivable land. |
| Aadhar Linkage | Aadhar linking with bank accounts is mandatory for receiving payments. |
कौन पात्र नहीं हैं (Who are not eligible for PM-Kisan)?
कुछ किसानों को इस योजना का लाभ नहीं मिलता, क्योंकि वे निम्नलिखित श्रेणियों में आते हैं:
- संविधानिक पदधारक: सभी संवैधानिक पदधारकों को योजना से बाहर रखा गया है।
- संस्थागत भूमि धारक: वे लोग जो संस्थागत रूप से भूमि रखते हैं, जैसे कि कॉलेज, संस्थान, या कोई अन्य सरकारी निकाय, इस योजना के तहत पात्र नहीं हैं।
- आयकर दाता: वे किसान जिनकी आयकर योग्य आय है, इस योजना का लाभ नहीं उठा सकते हैं।
Steps to Apply for PM-KISAN
Farmers can apply for the PM Kisan Samman Nidhi scheme through both online and offline methods.
Online Application Process
Farmers who wish to apply for the PM-KISAN scheme can do so through the PM Kisan official website. Here’s a step-by-step guide to the online application:
- Visit the Official Website:
Go to pmkisan.gov.in. - Click on ‘Farmers Corner’:
Under the “Farmers Corner” tab, you’ll find the “New Farmer Registration” option. - Fill in the Required Details:
Enter essential details like name, Aadhar number, mobile number, and bank details. - Submit the Form:
After filling in all the necessary details, submit the form online. You will receive a confirmation via SMS once your application is approved.
Offline Application Process
Alternatively, farmers can also apply through local Common Service Centers (CSCs) or by visiting the nearest Krishi Vibhag office.
Benefits of PM Kisan Scheme:
| Benefit | Details |
|---|---|
| Direct Income Support | ₹6,000 per year helps small and marginal farmers with agricultural and household expenses. |
| Bank Transfer | Transparent fund disbursement through Direct Benefit Transfer (DBT) to farmers’ bank accounts. |
| No Middlemen | The scheme eliminates middlemen, ensuring that the full amount reaches the intended beneficiaries. |
| Boosts Agricultural Activities | Helps farmers invest in better seeds, fertilizers, and farming tools. |
| Supports Rural Economy | The additional income leads to increased economic activity in rural areas. |
PM-KISAN Installments Breakdown:
The ₹6,000 annual assistance under PM-KISAN is divided into three installments, paid directly into the farmers’ bank accounts at regular intervals. The breakdown is as follows:
| Installment | Period | Amount (₹) |
|---|---|---|
| First Installment | April to July | 2,000 |
| Second Installment | August to November | 2,000 |
| Third Installment | December to March | 2,000 |
Each of these installments helps the farmer during different phases of the farming cycle, ensuring that they can meet their expenses across the year.
Impact of PM Kisan Samman Nidhi on Farmers’ Lives
The PM Kisan Samman Nidhi has had a significant positive impact on farmers’ lives. According to official statistics, over 14 crore farmers across India have benefitted from this scheme. Here’s a look at the key ways in which the scheme has made a difference:
1. Financial Stability
The regular installments provided under the PM-KISAN scheme help farmers manage their expenses, especially during the critical stages of the cropping cycle. This financial assistance reduces their dependency on loans.
2. Boost to Agricultural Productivity
With the extra income, farmers can invest in better seeds, fertilizers, and farming equipment. This has resulted in improved crop yields and better productivity.
3. Reduction in Farmer Distress
One of the most significant contributions of PM-KISAN has been the reduction in farmer distress. The timely financial assistance helps prevent financial crises, especially for small and marginal farmers who are most vulnerable to economic hardships.
18वीं किस्त की विशेषताएँ
इस बार की किस्त विशेष रूप से महाराष्ट्र के किसानों के लिए अधिक महत्वपूर्ण है क्योंकि राज्य में आने वाले विधानसभा चुनावों के मद्देनजर प्रधानमंत्री मोदी ने अतिरिक्त ₹2,000 करोड़ की सहायता राशि प्रदान करने की घोषणा की है। इस किस्त का वितरण देशभर के किसानों को डिजिटल माध्यम से किया जाएगा।
इस अवसर पर पीएम मोदी ने किसानों से कहा कि यह योजना उनकी आर्थिक उन्नति के लिए एक महत्वपूर्ण कदम है और सरकार भविष्य में भी कृषि विकास के लिए हर संभव प्रयास करती रहेगी। योजना के 18वीं किस्त के वितरण के अवसर पर कई कृषि विज्ञान केंद्रों (KVKs) और कॉमन सर्विस सेंटर्स (CSCs) पर इसे लाइव देखा जाएगा, जिससे देशभर के किसानों को सीधे जुड़ने का मौका मिलेगा।
The Scheme in Numbers: PM Kisan Samman Nidhi Overview
| Key Parameter | Statistics |
|---|---|
| Launch Date | 1st December 2018 |
| Annual Income Support | ₹6,000 per farmer |
| Total Beneficiaries (as of 2024) | 14 crore farmers |
| Installments Paid (till date) | Over ₹2 lakh crore disbursed |
| Main Beneficiary Groups | Small and marginal farmers |
FAQs on PM Kisan Samman Nidhi
- How can I check my name in the PM-KISAN beneficiary list?
- You can check the PM-KISAN beneficiary list by visiting the official website pmkisan.gov.in and clicking on the “Beneficiary Status” link under the “Farmers Corner.”
- What happens if my application is rejected?
- If your application is rejected, you will be informed of the reason. You can then rectify any errors and reapply either online or through the local CSCs.
- Is it mandatory to link my bank account with Aadhar to receive PM-KISAN installments?
- Yes, Aadhar linking with the bank account is compulsory for receiving PM-KISAN installments.
- Can tenants or sharecroppers benefit from this scheme?
- As of now, only landowners are eligible for the scheme. Tenants and sharecroppers are omitted.
